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Understanding deposit insurance

KDIF insures all deposits of individuals

Deposit Insurance System in Kazakhstan

Recommended interest rates on bank deposits


In accordance with Resolution of the Board of Directors of Kazakhstan Deposit Insurance Fund JSC (No 6 dated 22.06.2017), the maximum interest rates for newly accepted bank deposits of individuals (as recommended by KDIF) are set forth as follows:

The Maximum Annual
Interest Rate in Tenge 14%
The Maximum Annual Interest Rate 
in Foreign Currency1.5%

 

The established interest rates are effective from July 1, 2017, subject to review by the KDIF Board of Directors and (or) the Sole Shareholder in the event of rapid shifts in deposit market conditions.

  • Historical recommended interest rates on newly attracted deposits of individuals
    Validity Period Tenge Foreign Currency
    01.07.2017 14% 1.5%
    01.01.2017 - 30.06.2017 14% 2%
    01.07.2016 - 31.12.2016 14% 2%
    01.02.2016 - 01.07.2016 14% 2%
    01.07.2015 - 31.01.2016 10% 3%
    01.01.2015 - 30.06.2015 10% 3%
    01.04.2014 - 31.12.2014 - 4%
    01.03.2014 - 31.12.2014 10% -
    01.11.2013 - 31.03.2014 - 4,5%
    01.11.2013 - 28.02.2014 9% -
    01.07.2013 - 31.10.2013 9% 5,5%
    01.01.2013 - 30.06.2013 9% 5,5%
    01.07.2012 - 31.12.2012 9% 6%
    01.04.2010 - 30.06.2012 10% 7%
    21.09.2009 - 31.03.2010 11,5% 8%
    16.02.2009 - 20.09.2009 13,5% 8%
    01.07.2008 - 15.02.2009 13,5% 10%
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