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Understanding deposit insurance

KDIF insures all deposits of individuals

Deposit Insurance System in Kazakhstan

Corporate governance



The National Bank of Kazakhstan is the sole shareholder and the highest governing body of the KDIF.

The Sole Shareholder is represented by Galimzhan Pirmatov, Deputy Governor of the National Bank of Kazakhstan

Board of Directors

Mr. Oleg Smolyakov

Deputy Governor, National Bank of Kazakhstan
Chairman of the KDIF Board of Directors
Mr. Bakyt KogulovChairperson, KDIF
Mr. Bisengali TadzhiyakovIndependent Director

Advisory Council

  • Tatyana Belova Senior Banker, Contact Center Sector 
  • Pavel Mironov
    Managing Director
  • Aleksey Akimov Deputy Chairman of the Board, Retail Banking
  • Sergey Kovalenko Executive Director, Member of the Management Board
  • Zhumabek Mamutov
    Executive Director
  • Madina Abdullina Managing Director
  • Yerzhan Assylbek
    Director, Department of Planning and Finance
  • Meruert Karjanova
    (Chairperson of the KDIF Advisory Council) Head of Banking and Agency Services
  • Gulnur Tuleukhanova
    Director, Department of Development and Implementation of Retail Banking Products, Retail Banking Segment
  • Gossare Bertrand Jean-Emmanuel Managing Director, Head of the Retail Business Department
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